No jargon and no assumed knowledge. If you have never done this before, start anywhere.
How to check if a business can pay its acquisition debt and still pay you. DSCR after owner pay, explained with plain math and the 1.25x lender floor.
ReadWhat an AI tool can and can't do when you buy a business: where its numbers come from, what to check before you trust it, and how DealBrain works.
ReadHow earnouts work when buying or selling a small business, when they make sense, how to write the metric so it can be measured, and how to avoid the disputes that sink them.
ReadHow to measure customer concentration when buying a small business, what concentration risk looks like, and how buyers and sellers handle it before close.
ReadWhat a working capital peg is in an SMB sale, how buyers and sellers set it, and how to avoid the post-close fight over cash and inventory.
ReadRun a 5-layer public-records pass before you love a listing. BizFacts due diligence covers registration, liens, litigation, tax risk, and standing on file.
ReadWhat proof of funds should mean in an SMB acquisition: screenshots versus a real verification, platform norms, how buyers prepare, and how it shows up in The Checkout.
ReadWhy serious buyers sign a business NDA before the financials: what sellers protect, minimum terms, red flags, data-room hygiene, and the Biz Checkout flow.
ReadUCC versus tax liens when buying a small business: why they show up in diligence, how they change structure, DIY versus a report, and what to check first today.
ReadHow The Checkout moves an SMB deal from NDA to LOI to close with e-sign, stage gates, and escrow, without drowning the deal in email threads or lost file versions.
ReadBuying costs more up front and much less in risk. A plain comparison of cost, timeline, financing and failure rates for anyone deciding between the two.
ReadHow SBA 7(a) acquisition loans work: the 10% down payment, the $5 million cap, what lenders check, how long approval takes, and what the guarantee means.
ReadWhat to request, in what order, and what each document is actually meant to prove. A due diligence checklist for first-time buyers of a small business.
ReadAn offer letter sets the price, structure and timeline of a business purchase before the lawyers start. What it binds, what it does not, and what to include.
ReadSDE and EBITDA measure different things and carry different multiples. Using the wrong one against the wrong multiple is how owners arrive at a badly wrong price.
ReadSmall businesses sell for a multiple of earnings, usually 2 to 4 times SDE. What decides where a specific business lands, and how an owner moves it up.
ReadIn an asset sale the buyer takes the assets and leaves the liabilities. In a stock sale they buy the company whole. What changes for tax, risk and contracts.
ReadSeller financing means the seller takes part of the price over time. Why it widens the buyer pool, what it costs the seller, and how SBA standby rules work.
ReadEscrow holds the buyer's money with a neutral third party until both sides have done what they promised. How it works in a business sale, and what it costs.
ReadNew guides, what deals are actually closing at, and the parts of the process nobody explains. Written for beginners.
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