# Biz Checkout

> The end-to-end marketplace for buying and selling businesses.

Biz Checkout is a verified marketplace for small-business acquisitions in the United States: NDA-gated financials, escrow deal rooms, and BizFacts diligence reports. Pull the public record on any US business before you buy: registration, liens, litigation, bankruptcies, tax standing and watchlist hits in one report. A BizFacts report is a record search, not an audit. It does not verify revenue, confirm profit, or replace a quality-of-earnings review, and it cannot see anything that was never filed.

The pages below are public. Deal rooms, settings, inbox, and admin are not.

## Product

- [Home](https://bizcheckout.com/): Marketplace to buy or sell a business, with NDA-gated financials, escrow deal rooms, and diligence reports.
- [BizFacts](https://bizcheckout.com/bizfacts): Pull the public record on any US business before you buy: registration, liens, litigation, bankruptcies, tax standing and watchlist hits in one report.
- [How to Buy a Business: The Complete Guide](https://bizcheckout.com/buy-a-business): Everything you need to buy a small business: what it costs, how SBA financing works, what to check in diligence, and how the closing actually happens.
- [How to Sell a Business: What Owners Need to Know](https://bizcheckout.com/sell-a-business): What your business is worth, what buyers ask for, how long a sale takes, and how to reach buyers who are financed and serious. A guide for first-time sellers.
- [For Business Brokers, Attorneys & M&A Advisors](https://bizcheckout.com/for-vendors): List your practice in front of buyers and sellers who are actively in a transaction. For brokers, M&A attorneys, accountants, lenders and escrow agents.
- [Pricing](https://bizcheckout.com/pricing): Compare Free, Starter, Premium, and Pro plans for buying or selling a business. Deal rooms, LOIs, verification, escrow, and closing, plus pay-per-use tools.
- [Vendor directory](https://bizcheckout.com/vendors): Attorneys, accountants, brokers, lenders, and other specialists for a business sale.
- [Vendor pricing](https://bizcheckout.com/vendors/pricing): Plans for attorneys, CPAs, brokers, and lenders found by people already buying or selling a business.
- [Help](https://bizcheckout.com/help): Answers to common questions about how a deal runs on Biz Checkout.
- [Affiliates](https://bizcheckout.com/affiliates): Earn 30% when someone buys a BizFacts report. 90-day cookie. Subscriptions are not commissioned.
- [Affiliate resources](https://bizcheckout.com/affiliates/resources): Creator kit for BizFacts affiliates: the official program PDF and a personal tracking link.

## Tools

- [Free tools](https://bizcheckout.com/tools): Calculators for a small-business acquisition: buying power, loan affordability, SBA eligibility, and an exit-value estimate.
- [Exit Readiness Score](https://bizcheckout.com/tools/exit-readiness): A short quiz on whether a business could be sold, plus a directional price range. Not an appraisal.
- [Buying Power](https://bizcheckout.com/tools/buying-power): How much business can you actually afford to acquire?
- [Affordability](https://bizcheckout.com/tools/affordability): Model the monthly debt service on an acquisition loan.
- [SBA Eligibility](https://bizcheckout.com/tools/sba-eligibility): Check if a deal is likely to qualify for SBA financing.
- [Exit Value](https://bizcheckout.com/tools/exit-value): Estimate what your business could sell for today.

## Blog

- [Blog](https://bizcheckout.com/blog): Plain guides to buying and selling a small business: SBA financing, valuation, due diligence, deal structure and closing. Written for people doing it for the first time.
- [Blog RSS](https://bizcheckout.com/blog/rss.xml): RSS 2.0 feed of published posts, newest first, with each post's publish date.
- [RSS alias](https://bizcheckout.com/rss.xml): The same feed as /blog/rss.xml.
- [BizFacts Due Diligence: 5-Layer Public Records](https://bizcheckout.com/blog/bizfacts-due-diligence-public-records): Run a 5-layer public-records pass before you love a listing. BizFacts due diligence covers registration, liens, litigation, tax risk, and standing on file. Published 2026-09-21.
- [Proof of Funds for Business Acquisition | Biz Checkout](https://bizcheckout.com/blog/proof-of-funds-business-acquisition): What proof of funds should mean in an SMB acquisition: screenshots versus a real verification, platform norms, how buyers prepare, and the deal-room tie-in. Published 2026-09-21.
- [Business NDA Before Financials | Biz Checkout](https://bizcheckout.com/blog/business-nda-before-financials): Why serious buyers sign a business NDA before the financials: what sellers protect, minimum terms, red flags, data-room hygiene, and the Biz Checkout flow. Published 2026-09-21.
- [UCC Liens Buying a Business: What to Check](https://bizcheckout.com/blog/ucc-liens-tax-liens-buying-business): UCC versus tax liens when buying a small business: why they show up in diligence, how they change structure, DIY versus a report, and what to check first today. Published 2026-09-21.
- [Verified Business Deal Room | Biz Checkout](https://bizcheckout.com/blog/verified-deal-room): How a verified SMB deal room moves NDA → LOI → close with e-sign, stage gates, and escrow—without drowning the deal in email threads or lost file versions. Published 2026-09-21.
- [Buying a Business vs Starting One](https://bizcheckout.com/blog/buying-vs-starting-a-business): Buying costs more up front and much less in risk. A plain comparison of cost, timeline, financing and failure rates for anyone deciding between the two. Published 2026-08-24.
- [SBA 7(a) Loans Explained for Business Buyers](https://bizcheckout.com/blog/sba-7a-loan-explained): How SBA 7(a) acquisition loans work: the 10% down payment, the $5 million cap, what lenders check, how long approval takes, and what the guarantee means. Published 2026-08-24.
- [Business Due Diligence Checklist for Buyers](https://bizcheckout.com/blog/business-due-diligence-checklist): What to request, in what order, and what each document is actually meant to prove. A due diligence checklist for first-time buyers of a small business. Published 2026-08-24.
- [What Is a Letter of Intent (LOI)?](https://bizcheckout.com/blog/what-is-a-letter-of-intent): A letter of intent sets the price, structure and timeline of a business purchase before the lawyers start. What it binds, what it does not, and what to include. Published 2026-08-24.
- [SDE vs EBITDA: Which Values Your Business?](https://bizcheckout.com/blog/sde-vs-ebitda): SDE and EBITDA measure different things and carry different multiples. Using the wrong one against the wrong multiple is how owners arrive at a badly wrong price. Published 2026-08-24.
- [How Business Valuation Multiples Work](https://bizcheckout.com/blog/how-valuation-multiples-work): Small businesses sell for a multiple of earnings, usually 2 to 4 times SDE. What decides where a specific business lands, and how an owner moves it up. Published 2026-08-24.
- [Asset Sale vs Stock Sale: What Changes](https://bizcheckout.com/blog/asset-sale-vs-stock-sale): In an asset sale the buyer takes the assets and leaves the liabilities. In a stock sale they buy the company whole. What changes for tax, risk and contracts. Published 2026-08-24.
- [Seller Financing Explained for Both Sides](https://bizcheckout.com/blog/seller-financing-explained): Seller financing means the seller takes part of the price over time. Why it widens the buyer pool, what it costs the seller, and how SBA standby rules work. Published 2026-08-24.
- [What Is Escrow in a Business Sale?](https://bizcheckout.com/blog/what-is-escrow-in-a-business-sale): Escrow holds the buyer's money with a neutral third party until both sides have done what they promised. How it works in a business sale, and what it costs. Published 2026-08-24.

## Optional

- [Privacy](https://bizcheckout.com/privacy): Privacy policy.
- [Terms](https://bizcheckout.com/terms): Terms of service.